A new proposed regulation opens the way to expand association health plans (AHPs). AHPs are plans sponsored by a group of unrelated employers, linked by factors such as a common industry or geography. These AHP plans will be allowed to offer reduced benefits in order to lower the cost of coverage. The stated goal of the proposed regulation is to make it easier for small employers to buy lower cost health insurance. However, the new plans create risks for employees, employers and insurance markets.

New York State’s new paid family leave law will allow employees to receive up to 67% for 12 weeks to care for a family member or bond with a new child. New York is now the fourth state to implement a paid family. This means all employers need to start paying attention to this issue.